True Cost of Homeownership

Monthly Cost Calculator

Go beyond principal and interest. See your real monthly cost including taxes, HOA, insurance, electricity, and your TSMC commute.

Home Price & Financing

Purchase Price ($)

Down Payment 20%

3%40%

Interest Rate 6.75%

4%10%

Loan Term

Taxes, Insurance & HOA

Property Tax Rate 0.6%

0.3% (AZ typical)1.5%

Monthly HOA ($)

Homeowners Insurance monthly

Arizona Living Costs

Summer Electricity monthly avg

One-way Commute Distance 12 mi

2 mi35 mi

Builder Rate Buydown Savings monthly

Builder incentives can reduce payment by $200–$600/mo. Ask Clifford for current rates.

Your Estimated Monthly Cost

Principal & Interest—

Property Taxes—

HOA—

Homeowners Insurance—

Summer Electricity—

Monthly Commute Cost—

Total Monthly —